Stablecoins.
With US bank details.

Receive ACH and RTP payments
into your Smart USD wallet.

Get your USD details See how it works

For eligible businesses. Fees and supported payment routes apply.

US dollar details

In your business name

ACHRTP

Familiar ways to get paid

Smart USD
wallet

Supported stablecoins

Payment flow illustration
  • US dollar detailsIn your business name
  • Stablecoins at the coreHeld in your Smart USD wallet
  • 40+ payout currenciesFor the way your suppliers work
Coinbase logo

Wallets and onchain transaction security provided by Coinbase

Google Advanced Protection logo

Optional Advanced Protection for your wallet, provided by Google

Ripple logo

Innovation Award Winner Banking platform awarded by Ripple

A US bank account that speaks stablecoin.

Share named US dollar details in your business name. Clients pay by ACH or RTP. The funds land in your Smart USD wallet as supported stablecoins.

Pay in
Named USD details
Rails in
ACH and RTP
Holds
Supported stablecoins
Owner
Your self-custodial wallet

The account your clients already know how to pay.

Your wallet. Your stablecoins.

Your Smart USD wallet holds supported stablecoins onchain. You own the assets in your self-custodial wallet.

See how your wallet works

Your stablecoins.
Their currency.

Work with suppliers across borders. Pay them in one of 40+ supported currencies from your Bancoli account.

Explore global payments
40+Payout currencies
Blue glass pathways fan out from one origin, representing international payments.

Pay suppliers in the currencies they use.

Choose a currency to explore the payment route. Your suppliers can keep the bank accounts they already use.

Euro EUR British pound GBP Mexican peso MXN Indian rupee INR Brazilian real BRL Philippine peso PHP

A selection of supported currencies. Availability and fees depend on your business, recipient and payment route.

See all currencies and fees

Before your
first payment.

Named US details.
Stablecoins at the core.

Get your USD details

For eligible businesses. Fees and supported payment routes apply.

Stablecoins in your self-custodial wallet are digital assets, not bank deposits, and are not FDIC-insured. Services, fees and availability depend on your jurisdiction and applicable program terms. Banking and money-movement services are provided through regulated providers, including Bancoli's affiliated chartered bank.

Move money
without headaches Start your journey now

© 2026 Oli Technologies LLC. All Rights Reserved.

Terms of Service Privacy Policy

Bancoli provides information about and access to accounts and financial services in the United States. Bancoli is the trade name of Oli Technologies LLC (US). Oli Technologies LLC is registered with FinCEN as a Money Services Business (MSB Registration Number: 31000310177225). Banking, settlement, and money-movement services are provided by regulated providers including Bancoli's affiliated chartered bank subject to applicable law (see Terms of Service and Program Disclosures), and by other regulated infrastructure providers.

Self-custodial digital wallet infrastructure is provided by Coinbase. Digital assets and stablecoins in your self-custodial wallet are held by you — not by Bancoli, a bank, or any other custodian. Deposit insurance protects deposits held at insured banks; because self-custodied assets are not held at any bank, FDIC insurance does not apply to them, and they are not deposits. The same is true of stablecoin reserve arrangements and of fiat, settlement, transit, or reserve arrangements held by providers: none of these are FDIC-insured to you.

Additional financial services may be made available through regulated affiliates, infrastructure providers, or banking partners, as applicable. Content on Bancoli.com does not, and should not be construed as, an offer, invitation, or solicitation of services. Terms, conditions, and fees for accounts, products, programs, and services are subject to change.

Depending on your jurisdiction, certain account, payment, conversion, settlement, wallet, or payout services may be unavailable or may be performed by a regulated provider or affiliate under applicable terms. Not all accounts, products, services, and pricing described here are available in all jurisdictions or to all customers. Your eligibility for a particular product or service is subject to a final determination by Bancoli. Your country of citizenship, domicile, or residence may have laws, rules, and regulations that govern or affect your application for and use of accounts, products, and services, including laws and regulations regarding taxes, exchange, or capital controls you are responsible for following. The English version of this footer controls if a translation differs from or conflicts with it.

Gold medal with laurel branches and stars, labeled "Winner 2024 Innovation Award - Ripple."

Banking Innovation Award · Winner