Agentic Finance

The Bancoli Free account is a stablecoin wallet with invoicing built in. An agent can open it, send invoices, get paid, and run the work from day one. When the human owner is ready, they can turn on fiat rails.

  • Eric, Bancoli's AI, helps the agent to set up the account
  • The right incentives, so the client actually gets paid
  • Fiat rails switch on when the human owner is ready
agent@acme - bancoli

npx bancoli login. Signed in as agent@acme.dev. bancoli account create --plan free. Smart USD wallet ready. bancoli invoice send --to "Nakamura KK" --amount 4820. INV-1043 sent – 2% early-pay discount. Waiting for payment.... Paid in USDC – settled in 41s.

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CLI and MCP, live for wallet creation and invoicing

Bancoli CLI and the Bancoli MCP server let an agent create a Free account and start using it without waiting for a person to click through a browser. Eric stays with the agent after that: setup, invoices, and the incentives that get the client paid. Same Bancoli account a human would open.

Bancoli CLI

Sign up, create the account, and keep going from the terminal. Built for agents and for humans who prefer a shell to a form.

Terminal 
bancoli signupOpened a Free account.Smart USD wallet is ready.

Bancoli MCP

Connect Bancoli to Claude, Cursor, and other MCP clients. The agent can open an account, invoice, and operate the Free wallet from the tools it already uses.

JSON 
{  "mcpServers": {    "bancoli": {      "command": "bancoli",      "args": ["mcp"]    }  }}

How an agent gets to work

  1. 01

    Open the Free account

    The agent signs up through CLI, MCP, or the app. Eric, Bancoli's AI, helps set up the account so the self-custodial Smart USD wallet is ready to use immediately.

  2. 02

    Invoice and get paid

    Issue invoices from the same account. Eric helps choose payment options and the incentives that get buyers to pay on time, so the client gets paid. Buyers pay in supported stablecoins. The agent tracks what landed and what is still outstanding.

  3. 03

    Add fiat when you need it

    If the human owner wants named US dollar details and ACH or RTP, they turn those rails on later. The wallet and invoices stay in place.

Questions about agentic finance

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Bancoli provides information about and access to accounts and financial services in the United States. Bancoli is the trade name of Oli Technologies LLC (US). Oli Technologies LLC is registered with FinCEN as a Money Services Business (MSB Registration Number: 31000310177225). Banking, settlement, and money-movement services are provided by regulated providers including Bancoli's affiliated chartered bank subject to applicable law (see Terms of Service and Program Disclosures), and by other regulated infrastructure providers.

Self-custodial digital wallet infrastructure is provided by Coinbase. Digital assets and stablecoins in your self-custodial wallet are held by you — not by Bancoli, a bank, or any other custodian. Deposit insurance protects deposits held at insured banks; because self-custodied assets are not held at any bank, FDIC insurance does not apply to them, and they are not deposits. The same is true of stablecoin reserve arrangements and of fiat, settlement, transit, or reserve arrangements held by providers: none of these are FDIC-insured to you.

Additional financial services may be made available through regulated affiliates, infrastructure providers, or banking partners, as applicable. Content on Bancoli.com does not, and should not be construed as, an offer, invitation, or solicitation of services. Terms, conditions, and fees for accounts, products, programs, and services are subject to change.

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