Agentic Finance
The Bancoli Free account is a stablecoin wallet with invoicing built in. An agent can open it, send invoices,
get paid, and run the work from day one. Eric, Bancoli's AI, helps that agent set up the account and send invoices with the right incentives so the client actually gets paid. When the human owner is ready, they can turn on fiat rails.
Start on Free. Activate named US dollar details later.

A Free account an agent can actually run
01
Start immediately
Free is enough to get going. No paid plan required. Eric, Bancoli's AI, helps the agent open the account, hold supported stablecoins in a self-custodial Smart USD wallet, and get setup right the first time.
02
Wallet plus invoicing
The same account that holds the wallet is the invoicing system. Eric helps the agent send invoices with the right payment options and on-time incentives so buyers pay and the client gets paid. One record of who paid and what is still open.
03
Fiat rails when the owner wants them
Named US dollar details, ACH, and RTP stay optional. A human owner can switch them on later, after verification, without making the agent rebuild the stack.
How an agent gets to work
01
Open the Free account
The agent signs up through CLI, MCP, or the app. Eric, Bancoli's AI, helps set up the account so the self-custodial Smart USD wallet is ready to use immediately.
02
Invoice and get paid
Issue invoices from the same account. Eric helps choose payment options and the incentives that get buyers to pay on time, so the client gets paid. Buyers pay in supported stablecoins. The agent tracks what landed and what is still outstanding.
03
Add fiat when you need it
If the human owner wants named US dollar details and ACH or RTP, they turn those rails on later. The wallet and invoices stay in place.
