Choose the right membership plan for your business
$ 99/m
Monthly fee (USD)
(in lieu of monthly min balance)
Minimum monthly average balance
(USD or equivalent)
Minimum monthly average balance
(USD or equivalent)
Monthly fee (USD)
(in lieu of monthly min balance)
$ 99/m
All amounts in USD
Vault Fund Security
Up to 100k
Up to 100k
Up to 250k
Up to 1M
Up to 125M
Application fee
Free
Free
Free
Free
Free
Onboarding fee
Free
Free
Free
Free
Free
Incoming Payments
$1
$1
Free*
Free*
Free*
Outgoing Payments
(all, except international SWIFT wires)
$2
$2
$1
Free
Free
Outgoing International Wires (SWIFT)
$38
$38
$34
$34
$34
FX conversions with interbank rate to USD, EUR*, GBP, HKD, SGD, AUD
(*learn more)Below 1%
Below 1%
Below 0.5%
Below 0.5%
Below 0.5%
FX conversions with interbank rate to MXN, JPY, INR, IDR, THB, PHP, MYR, AED, PLN
Below 1.3%
Below 1.3%
Below 0.7%
Below 0.65%
Below 0.65%
FX conversions with interbank rate to CNY, KRW, VND, EGP, BDT
Below 1.4%
Below 1.4%
Below 1%
Below 0.9%
Below 0.9%
FX conversions with interbank rate to TRY, ZAR, BRL
(includes all FX and local fees)
Below 1.8%
Below 1.8%
Below 1.3%
Below 1.2%
Below 1.2%
FX conversions with interbank rate to ARS, CLP, COP, PEN
Below 2.6%
Below 2.6%
Below 2.2%
Below 1.9%
Below 1.9%
Global Account Details (SWIFT) for incoming USD, EUR, GBP, HKD, and SGD transfers
Local Account Details for SGD (Singapore) Transfers
Bancoli account details
(Bancoli network payments)
Instant Checkout
(coming soon)Create multiple bank accounts with the same currency
Global (SWIFT) wires delivery in 11 currencies to 200+ countries
(learn more)Delivery over local payment methods in 27 currencies to 40+ countries
(learn more)Virtual card issuance for card payments made globally
(coming soon)Payments to other Bancoli accounts
AI suggestions for discounting strategies
Automatic email follow-ups
Automatic SMS follow-ups
Recurring invoices
(coming soon)Invoice scanning
(coming soon)Use Bancoli Rewards Points to cover fees
Verified business badge (send authentic invoices)
Upload custom files (logos, XML, etc.) to your invoices
Accept guaranteed invoices
Use guaranteed invoices for outgoing payments
Multi-currency e-invoicing
Invoice scheduling
Accept incoming transfers with your bank account details
(see Banking Benefits)Accept credit card payments in any currency
(see eligible card processor list)Cash flow acceleration capabilities
Earn rewards or discounts on paid invoices
Use non-discounted guaranteed invoices freely, to cover payments to other Bancoli businesses
Priority support
2-FA security and ID verification
Know Your Vendor verification capabilities (ability to require U.S. bank-grade verification for buyers and suppliers)
Client risk management view
AR / AP account separations
Team members
Up to 5
Up to 10
*No Bancoli fee. Depending on the incoming payment route and currency pairs intermediaries may assess a fee.
Fees are payable with USD or with Bancoli Rewards Points. See all other applicable fees here.