Bancoli

Bancoli Pricing and Plans

Pricing

Choose the right membership plan for your business

Free
Plus
Premium
enterprise

Free

$0

Monthly fee without balance (USD)

OR

0

Avoid monthly fee with balance
(learn more)

Open Account

FX Conversions & Payouts

Monthly allowance (USD) for 0% FX fees (real interbank rate) for: EUR, GBP, AED, ARS, AUD, BRL, BWP, CLP, GHS, HKD, IDR, INR, KRW, MXN, MYR, MWK, NGN, PEN, PHP, SGD, THB, UGX, VND, ZMW, CAD*, JPY*

Monthly allowance for 1% FX fees for: CNY, COP, CRC, DOP, DZD, EGP, HNL, JOD, KES, MAD, PYG, RWF, TRY, TZS, UYU, ZAR

Extra 0.5% fee applies above monthly allowance

$850

Local payouts in 40+ currencies

Payouts to payment wallets (See app for live rates and availability)

Virtual card to spend funds globally in any currency (coming soon)

Payments to other Bancoli accounts

Convert between 4 stablecoins and 40+ fiat currencies

International SWIFT Wires in USD (coming soon)

Push to card payouts using Debit Card Details (coming soon)

Global Business Account

Payouts API

Payment Processing

ACH Debit processing (Instant Checkout)

Bancoli Debit processing (Instant Checkout)

Accept and hold Stablecoins (USDC, USDi, USDT)
in your Smart USD Account

Accept ACH and RTP (USD) payments on your named USD Account

$1

Accept international wire transfers (USD SWIFT) on your named USD Account (coming soon)

Agentic Finance

Portrait of Eric, Bancoli's AI.

Eric helps to optimize Receivables to increase on-time payments

Eric can follow up on unpaid invoices

Eric pays rewards to your buyers for on-time payments

Eric helps to optimize Payables to increase yield on paid invoices

Eric helps you put upcoming payables to work through early-payment discounts

Eric manages recurring invoices (coming soon)

Forward invoices to Eric for scanning and easy importing (coming soon)

Invoicing Benefits

Instant Checkout

Create, send and track invoices

Invoice scheduling

Multi-currency invoicing

Upload custom files (logos, XML, etc.) to your invoices

Cash Flow Benefits

Cash flow acceleration capabilities

Earn rewards or discounts on paid invoices

Use Bancoli Rewards Points to book flights and hotel stays (coming soon)

Accept guaranteed invoices

Pay with guaranteed invoices prior to maturity

Account / Security

2FA security and ID verification

Priority support

Risk Management

Vendor Background Checks (onboard vendors compliantly)

$3

Client risk management view (coming soon)

Team Management

AR / AP account separations

* FX pricing for currencies marked with an asterisk is guaranteed for registered businesses. For solopreneur accounts, please see the app for live quotes.

See all other applicable fees here.