USD to EUR
at 0% FX

Convert US dollars to euros at the real mid-market rate. No markup spread on EUR.

Local EUR payouts over SEPA.

This is what you lose
without Bancoli

USD
USD

USDC, USDT, and USDi use the same USD mid-market rate.

4,600.00
EUR
EUR
Live market rate 0.9200
Average bank FX fee 2.5%
Bancoli Zero FX Fee 0.00 USD
Difference 125.00 USD

The hidden cost of "free"

Most banks and fintechs claim "low fees" but hide a huge markup in the exchange rate (the spread). We don't. You get the real rate.

No exchange rate markups
Transparent real-time rates
Iceberg illustration showing hidden costs of traditional bank transfers above and below the surface.
Black and white globe with floating international coins, symbolizing global currency exchange without hidden fees.

EUR that arrives on SEPA

Get paid in USD on named details, then pay suppliers and contractors in euros on SEPA. Funds often arrive same-day instead of a multi-day SWIFT wait.

Real-time transparency

What you see is what you get. No surprises, no hidden clauses.

Secure vault with coins, symbolizing transparent and protected currency transactions.

USD to EUR FAQ

EUR is on Bancoli’s Zero FX list. The exchange rate has 0% markup — you get the mid-market rate. Plus includes $8,500 of FX volume per month; a 0.5% surcharge applies above that. See bancoli.com/pricing.