Bancoli brings financial technology and banking capability together around the work your business needs to do: receive money, manage it, and pay the people who keep you moving.
Connections to bank accounts and fiat rails.
Software for the way your business moves money.
Receive, manage, and pay through Bancoli.
Every Bancoli account starts with a self-custodial wallet developed by Coinbase. Your wallet, your assets: settle stablecoin payments in minutes across 150+ countries and territories. Supported stablecoins are backed by their issuers with at least 1:1 reserves on 100% of your funds.
Receive money using your US dollar account details, send ACH or RTP payments, and access local payouts in 40+ currencies. Bancoli connects your business to the traditional financial system.
Building our fintech platform alongside our own bank charter lets us design both around the same goal: helping your business move money with clarity and control.
Receiving funds, reviewing a payment, and choosing how to send it are parts of the same job. We design Bancoli around that complete journey.
The product experience and banking operations need to work together. Building both within our group lets us consider each side’s requirements as we design.
Your business may need a bank transfer or a stablecoin payment. We connect those options in one product, with availability and terms depending on the service and your jurisdiction.
Bancoli brings you banking, settlement, and money-movement services through regulated fiat payment providers, including Bancoli’s own chartered bank.
Wallet infrastructure is provided by Coinbase. Assets in that wallet remain fully yours, they are not bank deposits and are not FDIC-insured. Stablecoin issuers are responsible for their reserve backing.
