Bank on Government-Backed Vault Accounts

Transact on your FDIC-insured traditional USD account and store excess funds in your USD Vault secured up to $125M.

Available in 200+ countries around the world.

Bancoli USD account

Your security is the priority

USD stored in your Bancoli Vault is automatically backed by notes issued by the U.S. government and held at the world's largest custody bank, BNY Mellon, up to $125 million per Bancoli account holder.

Secure your operations with best-in-class benefits

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Unmatched Backing

Benefit from fund safety that is up to 500 times larger than traditional U.S. FDIC-insurance and more than 1000 times larger than European bank insurance.

Global Reach for Global Payments

Your Global Business Account gives you a direct payment rail to vendors and clients around the world, significantly reducing costs and the time it takes to send or receive funds.

Security Layers for Maximum Safety

Your Bancoli account comes with military-grade encryption, ID and liveness checks, and multi-factor authentication.

Bancoli USD Custody protection combined with cutting-edge security features like ID verifications, 2-FA, and selfie checks set the industry benchmark for secure, efficient, and reliable online banking.

Your funds are safer, period.

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Portrait of a professional woman confidently smiling, with symbols of Euro and Dollar currencies floating around, representing Bancoli's dedication to facilitating efficient international payments.

Our passion is safe and efficient global payments

Bancoli has been born out of our own needs, as we were paying our global suppliers over the years. We've found that enabling direct and timely payments improved not only both parties' financial results but also the overall relationship, giving us significant advantages in the market.

Today, Bancoli automatically streamlines and accelerates payments between businesses, with the opportunity to generate meaningful benefits for both parties in every transaction.