USD to CNY
with a 1% FX fee

Convert US dollars to Chinese yuan at the mid-market rate, with a 1% FX fee.

Local CNY payouts in China.

Your USD to CNY transfer

USDC, USDT, and USDi use the same USD mid-market rate.

You receive
— CNY

Live market rate1 USD = — CNY

Bancoli FX fee (1%)
50.00 USD
Illustrative bank FX fee
2.5%
Difference75.00 USD

Illustrative comparison with a 2.5% bank FX fee. Bancoli’s 1% FX fee is deducted from the amount you send.

Start transfer

One rate. One clear fee.

See the market rate, the 1% FX fee and the amount your recipient gets before you pay. The fee is deducted from your send amount; the rest is converted to Chinese yuan.

  • 1% FX fee shown upfront
  • Mid-market rate on the amount converted
Iceberg illustration showing hidden costs of traditional bank transfers above and below the surface.

CNY on local rails

Get paid in USD on named account details, then pay Chinese yuan to local accounts in China.

Illustrated cityscape inspired by Shanghai, China.

Real-time transparency

What you see is what you get. No surprises, no hidden clauses.

USD to CNY FAQ